Pensions & Insurance
In addition to the wide range of mortgage, re–mortgage, accounts and taxation services, Addison James & Co offer private pensions and insurance services in London, which include health insurance, life insurance, otherwise known as life assurance, and critical illness cover.
We offer personal pensions in London, south London and Catford, with access to the different UK pension schemes available on the market, to ensure our customers sign up to the best pension plan for them.
Private pension schemes are particularly important for self–employed individuals who do not have the opportunity of an occupational pension scheme.
All personal pensions are contributory schemes, which can be taken out by the self–employed or employed, and employers can make contributions directly to the private pension plan. Individuals cannot contribute to a personal pension is they are already contributing to an occupational pension such as a final salary pension.
To secure your financial future, we strongly advise that we help you find a suitable private pension scheme for you, so you can rest assured that you will not be living on the bread line when you are retired in your older age.
Heath Insurance, Life Insurance and Critical Illness
With access to major recognised and quality insurance and life assurance companies, we will help you to secure the right health insurance, life insurance and critical illness cover for you.
If you have made the great financial commitment of securing a mortgage with a mortgage lender for your private or commercial property, it is very important to take out life insurance and critical illness cover.
In the unfortunate event of death or a critical illness, having life and critical illness cover from a recognised life assurance company will ensure that your spouse, family or yourself will be able to keep up with mortgage repayments in unforeseen circumstances.